Red Apple Real Estate - Sugar Loaf Branch

Red Apple Real Estate - Sugar Loaf Branch lists & sells properties on Eden Isle, in Heber Springs and all the surrounding area. Offering Condominiums, Single Family Homes, Lakefront Homes & Lots, Riverfront Homes & Lots, Residential Lots, Acreage, Farms & Commercial.

Heber Springs, AR, located in the foothills of the Ozarks, is a beautiful thriving community. Heber Springs, Arkansas has a temperate climate with the coldest temperatures near freezing during December, January and February. Daytime highs for these months usually reach 55 degrees F. Spring and fall temperatures are very mild with lows dipping to 44 degrees F and highs reaching 70 degrees F. July and August are the hottest months of the year with average temperatures reaching 90 degrees F. June and September average temperatures usually reach into the mid-eighties. Spring and winter months are the wettest of the year.

Real Estate Term of the Day - FHA mortgage insurance: Requires a fee (up to 2.25 percent of the loan amount) paid at closing to insure the loan with FHA. In addition, FHA mortgage insurance requires an annual fee of up to 0.5 percent of the current loan amount, paid in monthly installments. The lower the down payment, the more years the fee must be paid.